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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

Who Needs to Talk to a Housing Counselor?

Are you in the middle of trying to buy a home? You may already have purchased one but are now in the throes of trying to keep it. If foreclosure seems around the bend, don't panic. There are plenty of resources available to ...

The Role of Stable Housing in Promoting Mental Health

In the complex fabric of American society, the intertwining of mental health challenges and housing instability presents a profound barrier to the welfare of many.  Mental well-being forms the cornerstone of our ...

Streamlining Housing Vouchers: A Necessary Reform

The challenge of securing affordable housing is well-known, and housing choice vouchers aim to alleviate this by assisting lower-income families with housing costs.  However, it's disheartening to learn that thes...

HUD Announces Over $37 Million in Support for New Yorkers During Apartment Repairs

The U.S. Department of Housing and Urban Development (HUD) has exciting news for New York City residents. The New York City Housing Authority (NYCHA) is getting more than $37 million to help ...

How to Talk Down the Price of a House

Getting a good deal when buying a house takes a bit of smart talking and a good understanding of the game. You could end up keeping more money in your pocket if you play your cards right. Here’s a quick guide to help you negoti...

What Paperwork Do You Need When Buying a House?

Buying a home is a big deal. It takes a lot of steps, and you'll need to gather a bunch of papers to do it. When you buy a home, especially if you need a loan, there will be a lot of personal and financial documents to show ...

Addressing Student Housing Insecurity Through Creative Community Partnerships

A recent study has brought attention to a pioneering method for addressing a prevalent issue among students: housing insecurity. Led by Tacoma Community College in Washington, the College Housing As...

What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans

Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...

8 Simple Tips to Get the Lowest Mortgage Rates Right Now

Mortgage rates dropped a bit before the Federal Reserve’s recent meeting, but haven’t really dropped much since. Experts say rates probably won’t go down much more before the end of 2025, even if the...