Housing Insights Central

Owning a home is a big part of the American dream, but sometimes, financial troubles can make it hard to keep up with mortgage payments. If you're struggling to make your payments, or you're worried you might fall be...

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

As we get closer to 2026, many homeowners who got mortgages with higher interest rates might be wondering if it’s finally time to refinance for a better deal. With inflation starting to cool off, mortgage...

This past week, the average 30-year mortgage rate climbed to over 7%. In 2022, mortgage rates more than doubled while housing prices remained high. These trends reflect some of the challenges of finding affordable housing in 2023. The issue of a...

After planning and researching the house you want to buy, it may be time to make your dream come true. You may have settled on the location you prefer, the street, or looking for the simplest wa...

Housing affordability has become a hot topic in the U.S. within recent years, only further exasperated by the impacts of the COVID-19 pandemic. Countless individuals and families have faced cruelty while enduri...

The U.S. Department of Housing and Urban Development (HUD) unveiled plans today to distribute over $3.5 billion in competitive grants nationwide. These funds are earmarked for organizations that provide se...

In the wake of recent milestones in disability rights, the U.S. Department of Housing and Urban Development (HUD) has introduced new guidelines to improve housing accessibility for individuals with disa...

Spending time at home becomes more common in retirement. This is a period when many retirees find their homes need changes to match their new lifestyle and possibly changing health needs. For those aged 65 and above,...