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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

New First-Time Home Buyer Tax Credit Proposal Aims to Help Prospective Homeowners

Dreaming of owning your own home? A new proposal called the "First-Time Home Buyer Tax Credit" could be a big help.  It's a plan that might give people looking to buy the...

What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans

Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...

5 Best Mortgage Lenders for First-Time Home Buyers (October 2025)

Buying your first home can be tricky, so picking the right mortgage lender is important. Here are five of the best options, explained in simple terms:   1. Rocket Mortgage   Available Natio...

VA Benefits for Specially Adapted Housing: How Veterans Can Apply for Housing Grants

The Department of Veterans Affairs (VA) offers housing grants to veterans who have disabilities related to their military service. These grants help veterans buy, build, or make changes ...

Medicare and Housing Assistance: What You Need to Know

Medicare is a government health insurance program mostly for people aged 65 and older. One common question is whether Medicare helps pay for housing costs. Here is what you need to know.   Does Medicare Pay for H...

Understanding the 50-Year Mortgage Proposal

President Donald J. Trump's administration has suggested a new idea to make homes more affordable: allowing mortgages that last 50 years instead of the usual 30 years. This proposal aims to help people manage today’s ...

Homeownership Slipping Away for Young Americans

Many Americans who don't already own a home feel that becoming a homeowner is becoming an impossible goal. According to a recent survey from Northwestern Mutual, over half of these non-homeowners (53%) believe that owning ...

Innovative Zero-Down Payment Home Loans Reignite the Dream of Homeownership

In response to the escalating costs of homes nationwide, United Wholesale Mortgage (UWM), led by Mat Ishba, a mogul in the industry, has launched an inventive mortgage product that requires no down ...

Michigan Launches a $25,000 Help for First-Time Homebuyers

In Lansing, Michigan, a new offer is out for people buying their first home. Michigan is giving away $25,000 to help with the down payment, which is the money you need to pay upfront when you buy a house. The tea...