Housing Insights Central

Financial problems like job loss, illness, or divorce can make it hard for homeowners to pay their mortgage. If you’re having trouble making your monthly payments, a mortgage loan modification m...

Owning a home is a major investment. Not only is it likely to be the most expensive purchase you will make in your lifetime, but it’s also an asset you’ll want to protect and maintain for years t...

Buying a foreclosed property can present an opportunity for savings, yet it's accompanied by certain risks that prospective buyers should keep in mind. Often, banks are keen on selling these properties at below-market...

Mortgage rates have been falling, but the prices of homes have stayed high. This means if you’re hoping to buy a house, you should start saving money and working on your credit score now.  Look...

The answer is yes, especially, if you're buying a house for the first time. There are special loans meant just for first-time buyers that don't require you to put any money down at all, and various programs designe...

House hunting is exciting because it opens the possibility of finding the perfect home for yourself and your family. However, it is important to be aware that some unscrupulous people may be looking to take advantage of...

With the increasing emphasis on providing stable housing options for low-income families, rental assistance programs are becoming a linchpin in the housing industry.  These initiat...

Housing prices in the United States are starting to fall in certain areas. According to recent data from Realtor.com, homes are selling more slowly than before. In July 2025, the average home sat on th...

Buying a home is a huge milestone, but it can also feel overwhelming—especially if it is your first time. If you aren't sure where to start or how to manage your finances, a housing counselor can be...