Housing Insights Central
Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.
States Offering Help with Summer Cooling Costs for Low-Income Households (August 2025)
During the sweltering summer months, many people struggle to keep their homes cool, especially those with tight budgets. Thankfully, several states are offering assistance through the Low...
The Intersection of Health and Housing: Medicaid's Innovative Approach to Combat Homelessness
For over a decade, researchers and advocates have emphasized the intrinsic link between housing and healthcare. This fall marks a crucial turning point as federal Medicaid fun...
California Renters Await Federal Cash Injection Amid Housing Crisis
Amidst the sprawling skyscrapers and picturesque landscapes of California, lies a harrowing reality: a housing crisis that continues to deepen, leaving thousands of residents teetering on the brink of homel...
Mortgage Refinancing: When It Makes Sense and When It Doesn't
Mortgage refinancing is often touted as a way for homeowners to lower their housing costs. However, refinancing only makes financial sense under certain circumstances. Here's some gu...
Ring in the Savings: How to Lower Your Rent During the Holidays
During the holidays, there is usually less demand for rental units because people are busy with celebrations and travel. Landlords who want to fill their properties before the new year may be more open to ne...
Your Guide to Housing Counselors: How They Help You Buy a Home
Buying a home is a huge milestone, but it can also feel overwhelming—especially if it is your first time. If you aren't sure where to start or how to manage your finances, a housing counselor can be...
States Seek Balance as Property Tax Relief for Seniors Gains Momentum Amid Rising Housing Costs
The price people pay for owning a home, known as property tax, has been rising in the United States. This is because houses have become more valuable over the last five years, wh...
How Much Should You Spend on Rent?
Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you: The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...
Exploring Government-Backed Loans for First-Time Homebuyers
The housing market is constantly changing and more first-time homebuyers are opting for government loans to purchase their initial properties. According to the Mortgage Bankers Association (MBA), there is a nota...