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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

HUD's Major Updates to Manufactured Home Rules Aim to Increase Affordability and Accessibility

The U.S. Department of Housing and Urban Development (HUD) has recently made big changes to the rules for making manufactured homes, also known as mobile homes.  These cha...

5 Money-Saving Tips for Building Your Dream Home

Building your dream home is exciting, but it can also be costly. Luckily, there are ways to keep your spending under control without sacrificing quality.  Here are five strategies you might consider to save money duri...

How Much Should You Spend on Rent?

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

New Help for Homeowners to Prevent Losing Their Homes

The Department of Housing and Urban Development (HUD) has made changes to help people with FHA (Federal Housing Administration) insured single-family home loans keep their homes when they have trouble paying their mortga...

What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans

Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...

Homeowners Might Save A Lot on Taxes Thanks to a New Law

There's a bit of positive news for people who own their homes: thanks to a new law, they could start saving a lot more on their taxes. This change is a part of a big new bill that has made some adjustments to gove...

How Selected Households Can Save on Utility Bills

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

First Time Home Buyers Can Find Great Mortgage Assistance Grants

Buying a home for the first time can be intimidating. Many first time home buyers are in need of help. They don't know where to begin. Fortunately, there are many sources of help to provide assistance for many p...

San Diego Landlords Face Legal Action for Illegal Rent Hikes

While San Diego tenants struggle with rising rents, some landlords are making the problem worse by illegally raising rents far beyond legal limits. Now these landlords may face consequences as community group...